Certain credit risks deserve different treatment mechanisms forcoverage usual mechanisms (credit insurance and factoring in general) either by its timing, amount, country, etc.
In general, we talk about projects or contracts where there is a risk of production (which is incurred since we begin to devote resources to a contract until we can bill a part thereof), and simultaneously or subsequently, one of credit. The usual covered deadlines are 24 months to cover manufacturing and 60 months for credit.
It is also certainly a way to cover political risks when it comes to operations in more or less exotic countries, something that has always been important but today, with the speed that geo-politics changes, it is essential to study .
The main international credit insurers have specific departments for this type of risk, but there are other mechanisms, such as forfaiting, that links insurance and financing. In any case, always having insurance will facilitate obtaining financing. We have seen cases with major contracts in which the final decision, for the same technical bid, has tilted the proposal that offered a plus in funding, and it is always easier to take if there is insurance support .
It is important to stress that, in general, insurance companies do not charge for the study of these operations, so we recommend to analyze possible coverages since we have a hint, not even a contract, but a possible bid or tender.
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